How to send red envelopes without a bank card on WeChat
With the popularity of mobile payments, WeChat red envelopes have become an indispensable part of daily life. However, many users may encounter situations where their bank card is not bound, resulting in the inability to send red envelopes. This article will analyze in detail how to send red envelopes when WeChat does not have a bank card, and provide hot topics and hot content in the past 10 days as a reference.
1. How to send red envelopes without a bank card on WeChat?

1.Use change balance: If there is change balance in the WeChat wallet, it can be used directly to send red envelopes without binding a bank card.
2.Transfer money from friends: Ask your friends to transfer money to you via WeChat, and the funds will be deposited into your change balance, which can then be used to send red envelopes.
3.Use WeChat to pay points: Some users can open WeChat payment points and obtain a certain amount of credit payment permissions, which can be used to send red envelopes.
4.Third-party recharge: Transfer money to WeChat change through Alipay or other platforms (pay attention to operational compliance).
2. Hot topics and content in the past 10 days
| Date | hot topics | heat index |
|---|---|---|
| 2023-10-01 | WeChat payment new function launched | ★★★★★ |
| 2023-10-03 | Cardless payment solution | ★★★★☆ |
| 2023-10-05 | Mobile payment security discussion | ★★★★★ |
| 2023-10-07 | Tips on using WeChat red envelopes | ★★★☆☆ |
| 2023-10-09 | Digital RMB pilot progress | ★★★★☆ |
3. Things to note when using WeChat red envelopes
1.Change balance limit: There is an annual cumulative payment limit for WeChat change balance (usually 200,000 yuan). If the limit is exceeded, a bank card needs to be bound.
2.Real-name authentication requirements: Users without real-name authentication cannot use the red envelope function and need to complete real-name authentication first.
3.security issues: Avoid recharging change through unofficial channels and beware of scams.
4. Frequently Asked Questions
Q: Can I receive red envelopes without a bank card on WeChat?
A: Yes. The red envelopes received will be deposited into WeChat change, but withdrawals need to be bound to a bank card.
Q: What should I do if my change balance is insufficient?
A: You can get change by transferring money from friends or participating in WeChat activities.
5. Summary
Even if no bank card is bound, users can still send WeChat red envelopes in a variety of ways. Mastering these methods will enable you to use WeChat payment functions more flexibly. At the same time, paying attention to the latest developments in mobile payments can also help you better manage your personal finances.
Through the above analysis, we hope to solve your problem of sending red envelopes without a bank card on WeChat and provide you with practical reference information.
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