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How to check the progress of mortgage loan

2025-11-13 22:39:32 Real Estate

How to check the progress of mortgage loan? Hot topics and practical guides across the Internet

Recently, adjustments to housing loan policies and procedures have become hot topics of discussion online. With the loosening of property market policies in many places and the reduction of mortgage interest rates, many home buyers have begun to pay attention to the method of checking loan progress. This article will combine the hot content of the past 10 days to sort out how to query the progress of mortgage processing and provide structured data reference.

1. Hot topics related to mortgage loans in the past 10 days

How to check the progress of mortgage loan

hot topicsfocus of discussionPlatform popularity index
Mortgage interest rates cutFirst-time home interest rates dropped below 4% in many placesWeibo hot search TOP20
The wave of early loan repaymentsBank's repayment thresholds cause controversyZhihu hot list
Provident fund loans relaxedIncreased quota and accelerated approvalDouyin topic views exceed 100 million

2. How to check the progress of housing loan processing

1.Online inquiry channels:

  • Bank APP: Log in to the loan bank's mobile banking and check the progress in "Loans - My Loans".
  • Official website: Inquire through the "Personal Loan Center" on the bank's official website.
  • WeChat public account: Some banks support verification and query by entering the ID number through the official account.

2.Offline inquiry channels:

  • Counter consultation: Bring your ID card and loan contract to the processing branch for inquiries.
  • Telephone inquiry: Call the bank’s customer service hotline and follow the prompts to transfer to manual service.
Bank nameAPP query pathCustomer service phone number
Industrial and Commercial Bank of ChinaLoans-Mortgage Services-Progress Inquiry95588
China Construction BankPersonal Loan-Application Progress95533
China Merchants BankMy-All-Loan Inquiry95555

3. Frequently Asked Questions

Q1: What does it mean when "Under Approval" is displayed when querying the progress?
A1: It means that the bank is reviewing your materials, which usually takes 3-7 working days. If it exceeds the time limit, please contact the account manager.

Q2: How to speed up the mortgage approval process?
A2: Ensure that the materials are complete (such as income certificate, credit report) and avoid frequent job changes or new liabilities.

4. Precautions

  • Be wary of fake progress query links and be sure to operate through official channels.
  • If the progress has not been updated for a long time, it may be that the materials are missing and need to be supplemented in time.
  • The procedures of different banks vary greatly, so it is recommended to understand the approval cycle of the target bank in advance.

Through the above methods, you can efficiently monitor the progress of your mortgage loan application. With recent favorable policies coming out frequently, it is recommended that home buyers pay close attention to bank notices and seize the low interest rate window period to complete the loan process.

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